I’m just going to come right out and say it: I am grateful for my student loans.
I know it sounds insane, but hear me out. I read this article about the unexpected upside of student loan debt, where the author refers to paying off her student loans as “dying a slow death via Navient,” and I couldn’t agree more. I’m certainly not excited when I see the amount of interest that accrues daily, or by the prospect of beginning the repayment process after I graduate next spring. No matter which way you slice it, having a negative net worth because of student loans sucks.
So am I insane for still being grateful for my student loans?
Probably. But, similarly to the writer of that article, here’s why I am: